New York's highest court of appeals has held that no-fault insurers cannot deny no-fault benefits where they unilaterally determine that a provider has committed misconduct based upon alleged fraudulent conduct. The Court held that this authority belongs solely to state regulators, specifically New York's Board of Regents, which oversees professional licensing and discipline. This follows a similar recent ruling in Florida reported in this publication.
Treating the Common Cold
When an MD is armed only with a prescription pad, the treatment regime for the common cold is fairly predictable. Consider how 1,439 patients in 2,144 medical encounters were treated for the common cold:
Antibiotics Prescription Only -- 32%
Symptomatic Medication Prescription Only -- 6%
Antibiotics and Symptomatic Medication -- 28%
Never Filled the Prescription -- 35%
While over one-third of the patients never bothered to get the antibiotic prescriptions filled, the 60 percent who did contributed to what the authors describe as a misuse of antibiotics by MDs, which, conservatively, is a $37.5 million annual expenditure in the U.S.
SOURCE: Mainous AG, Hueston WJ, Clark JR. Antibiotics and upper respiratory infection. J Fam Pract 1996; 42:357-361.