Patients are no longer just searching; they are asking. Consumers increasingly use AI-powered platforms such as ChatGPT, Google Gemini and Perplexity to ask complete questions in conversational language. Instead of typing “chiropractor Miami,” patients may ask, “What is the best nonsurgical treatment for sciatica?” or “Who helps pregnant women with low back pain near me? This shift represents one of the biggest changes in healthcare marketing since the rise of Google itself.
Malpractice Insurance Choices -- An Update
In the article, "Malpractice Insurance Choices," (May 6, 1996, "DC"), we listed five national malpractice carriers who chose to stand up to a comparison. We did however overlook one carrier, CHIROSECURE, and would now like to complete our survey with their listing.
COMPANY: CHIROSECURE
AM BEST RATING: A- (Frontier Insurance Co.)
# OF POLICYHOLDERS: Over 1,000
STATES AVAILABLE: All of U.S. except: Alaska; Arkansas, District of Columbia; Kansas; Mississippi; Montana; Nebraska; Nevada; New Hampshire; Oklahoma; Oregon; Rhode Island; South Carolina; South Dakota; Tennessee and Wisconsin
POLICY TYPES: Occurrence and claims-made policies
TOTAL RESERVES: Surplus: $230 Million; Assets: $773 million
LEGAL COSTS: Covered separately form coverage limits
# OF CHIROPRACTORS: Six of eight directors
ON BOARD OF DIRECTORS PREMIUM INCOME: 100%
FROM CHIROPRACTIC
POLICYHOLDERS
CHIROSECURE
c/o Watson Wyatt
1055 Washington Blvd.
Stamford, CT 06901
800 926-9245