When I graduated from chiropractic college in 1981 and started practice, I heard it all, and very little was positive. “You are a quack; you do not know what a subluxation is; you couldn’t get into a real health care program, so you chose the one that is slightly above a mail-order degree; you have no proof that chiropractic works; Are you really licensed?”, and so much more.
| Digital ExclusiveMalpractice Insurance Choices -- An Update
In the article, "Malpractice Insurance Choices," (May 6, 1996, "DC"), we listed five national malpractice carriers who chose to stand up to a comparison. We did however overlook one carrier, CHIROSECURE, and would now like to complete our survey with their listing.
COMPANY: CHIROSECURE
AM BEST RATING: A- (Frontier Insurance Co.)
# OF POLICYHOLDERS: Over 1,000
STATES AVAILABLE: All of U.S. except: Alaska; Arkansas, District of Columbia; Kansas; Mississippi; Montana; Nebraska; Nevada; New Hampshire; Oklahoma; Oregon; Rhode Island; South Carolina; South Dakota; Tennessee and Wisconsin
POLICY TYPES: Occurrence and claims-made policies
TOTAL RESERVES: Surplus: $230 Million; Assets: $773 million
LEGAL COSTS: Covered separately form coverage limits
# OF CHIROPRACTORS: Six of eight directors
ON BOARD OF DIRECTORS PREMIUM INCOME: 100%
FROM CHIROPRACTIC
POLICYHOLDERS
CHIROSECURE
c/o Watson Wyatt
1055 Washington Blvd.
Stamford, CT 06901
800 926-9245