In the article, "Malpractice Insurance Choices," (May 6, 1996, "DC"), we listed five national malpractice carriers who chose to stand up to a comparison. We did however overlook one carrier, CHIROSECURE, and would now like to complete our survey with their listing.
COMPANY: CHIROSECURE
AM BEST RATING: A- (Frontier Insurance Co.)
# OF POLICYHOLDERS: Over 1,000
STATES AVAILABLE: All of U.S. except: Alaska; Arkansas, District of Columbia; Kansas; Mississippi; Montana; Nebraska; Nevada; New Hampshire; Oklahoma; Oregon; Rhode Island; South Carolina; South Dakota; Tennessee and Wisconsin
POLICY TYPES: Occurrence and claims-made policies
TOTAL RESERVES: Surplus: $230 Million; Assets: $773 million
LEGAL COSTS: Covered separately form coverage limits
# OF CHIROPRACTORS: Six of eight directors
ON BOARD OF DIRECTORS PREMIUM INCOME: 100%
FROM CHIROPRACTIC
POLICYHOLDERS
CHIROSECURE
c/o Watson Wyatt
1055 Washington Blvd.
Stamford, CT 06901
800 926-9245
When sports chiropractors first appeared at the Olympic Games in the 1980s, it was alongside individual athletes who had experienced the benefits of chiropractic care in their training and recovery processes at home. Fast forward to Paris 2024, where chiropractic care was available in the polyclinic for all athletes, and the attitude has now evolved to recognize that “every athlete deserves access to sports chiropractic."
It is estimated that 61% of patients with CTS avoid taking surgical options due to postoperative complications and costly surgical procedures. Chiropractic care offers a comprehensive and effective treatment for carpal tunnel syndrome, addressing the condition from multiple angles. Recent studies also have unveiled a game-changing adjunct to chiropractic treatments for CTS: nerve flossing.
Some doctors thrive in a personality-based clinic and have a loyal following no matter what services or equipment they offer, but for most chiropractic offices who are trying to grow and expand, new equipment purchases help us stay relevant and continue to service our client base in the best, most up-to-date manner possible. So, regarding equipment purchasing: should you lease, get a bank loan, or pay cash?
