It’s a new year and many chiropractors are evaluating what will enhance their respective practices, particularly as it relates to their bottom line. One of the most common questions I get is: “Do I need to be credentialed to bill insurance, and what are the best plans to join?” It’s a loaded question – but one every DC ponders. Whether you're already in-network or pondering whether to join, here's what you need to know.
Court Rules Against No-Fault Insurers - Again
New York's highest court of appeals has held that no-fault insurers cannot deny no-fault benefits where they unilaterally determine that a provider has committed misconduct based upon alleged fraudulent conduct.
Per the 6-1 decision, such payments may only be withheld after a state regulator determines that the provider committed professional misconduct resulting in suspension, revocation or annulment of their medical license. (Government Employees Insurance Company v. Mayzenberg, 2025 NY Slip Op 06527; published 11/24/25)
Thus, the Court held that this authority belongs solely to state regulators, specifically New York's Board of Regents, which oversees professional licensing and discipline. The only carve out to this rule is if there is conclusive proof that a layperson is controlling the medical practice.
This follows a similar recent ruling in Florida reported in Dynamic Chiropractic (“A Groundbreaking Case for Chiropractic”; Read Here).