Recent laws in New Jersey and California represent a disturbing trend that will negatively impact a practice’s ability to collect monies from patients, as well as expose them to significant penalties if the practice does not follow the mandatory guidelines to a T. Please be aware that a similar law may be coming to your state. The time to act is before the law is passed.
Arizona Chiropractic Society Backs Lawsuit Against Dept. of Insurance
Two chiropractors and a patient, backed by the Arizona Chiropractic Society (ACS), filed a lawsuit on March 14 against the Arizona Department of Insurance (ADOI), alleging failure to enforce the chiropractic insurance equality law, ARS 20-461(A)17 and ARS 20-461(B). This law requires insurers to give patients the option to use their health insurance to see a medical, osteopathic or chiropractic doctor for treatment of common neck and back problems and pay the same co-pays and deductibles with the same overall limitations on treatment.
At the current time, co-pays, deductibles and other limitations for chiropractic care discriminate severely against chiropractic care with financial barriers so huge that insurers, led by Blue Cross Blue Shield of Arizona, basically force patients to choose MDs or DOs for back and neck pain. ADOI, despite hundreds of consumer complaints over multiple blatant violations, has refused to enforce this law, which only they have the legal authority to enforce. Therefore, this legal action is asking the courts to order ADOI to properly enforce the law. Technically, it is called a "Writ of Mandamus" or a "Special Action."
For extensive additional information, go to the Arizona Chiropractic Society Web page, www.azchiropractors.org. If you have any questions, contact Alan M. Immerman, DC, ACS president and executive director, at (602) 368-9496 or acs@azchiropractors.org.
Source: Arizona Chiropractic Society