On Oct. 21, 2025, a judge in Florida issued a groundbreaking decision in Complete Care v State Farm, 25-CA-1063. It concerns a fact pattern that many chiropractic doctors have faced wherein an insurer, such as State Farm or Allstate, decides to simply stop paying all claims submitted by a healthcare provider.
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"Physicians predicted a 'great improvement' of quality of life after surgery for 79% and 'moderate' improvement for 20% ... despite clear average improvement, surgeons tended to give overly optimistic predictions that were not correlated with patient outcome at 1-year follow-up."
- Results from a recent study comparing physician predictions with outcomes for patients undergoing surgery for low back pain and sciatica. According to the study, 56% of patients whose surgeons predicted "a great deal of improvement" reported no significant improvement in their health one year after surgery.
SOURCE: Graz B, Wietlisbach V, et al. Prognosis or "curabo effect?" Physician prediction and patient outcome of surgery for low back pain and sciatica. Spine, June 15, 2005;30(12):1448-52.