On June 29, 2004, A.M. Best downgraded the ailing Medical Liability Mutual Insurance Company (MLMIC) from "B" (fair) to "B-" (poor). OHIC Insurance Company, another member of the MLMIC family, was given a "C++" (marginal) rating by A.M. Best on the same day.
Princeton Insurance Company, also a member of the MLMIC family, shares the same poor rating of "B-," having been downgraded by A.M. Best in 2002. Princeton has been able to avoid further downgrading by abandoning malpractice business in all but its home state of New Jersey.
What this means to the chiropractic profession is that the number of secure malpractice companies continues to decline. DCs are encouraged to carefully review a carrier's ratings and history when purchasing chiropractic malpractice insurance.
You became a chiropractor to serve people, not an insurance company. You deserve to run a business that aligns with your values, supports your family and lights you up. Cash-based care isn’t just a pricing model – it’s a philosophy rooted in freedom, trust and respect for your patients and for yourself. Here's why - and how - to do it.
Troy University, a public university in Alabama boasting a 138-year history (1887) and current enrollment topping 14,000 students, has announced it has received program approval from the Alabama Commission on Higher Education for a new doctor of chiropractic program – only the second at a public university in the U.S. Approval from the Southern Association of Colleges and Schools Commission on Colleges is pending.
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At this very moment in history, the public is awakening. They’re questioning what they’ve been told about health – what they eat, how they think, how they manage stress, and what they’ve been prescribed. The recently released MAHA Report is a clarion call for transformation. As the public seeks answers beyond pills and procedures, chiropractic is poised to offer something more: whole-being care.