This is the third in a series of short "how-to" briefs on making advance preparations for opening your chiropractic office. This month we recommend that you prepare your curriculum vitae (resume) and personal financial statement. You may simply need to update the previous versions you used to purchase your home or apply for an auto or student loan. When you apply for a business loan or lease, the first documents requested will be your vitae, financial statement, and loan/lease proposal, which includes business plans, demographic research, projected income and expenses, architectural plans, and proposed equipment purchases. Your vitae will also be immediately useful when applying for preceptorships and state boards.
Your curriculum vitae should be custom tailored for the specific occasion. A vitae for courtroom testimony is long and very specific, while other vitae are concise and emphasize different facets of your experience. Including irrelevant information (e.g., worked at Fastburger) can even hurt the impression your vitae gives. Your bank vitae should include the following areas: name and degrees; college, doctoral, and postdoctoral education; any previous practice, business, or management experience; outstanding community service; age; spouse and children's names (only if currently married); and a local address.
Preparing a "net worth" financial statement is a sobering experience for most of us. Often our plans fail to take into account an accurate estimation of our financial resources. This is why your financial statement will be scrutinized by banks and leasing companies. Your bank will be happy to provide you with a blank form. Follow these tips when filling out the statement: include as many assets as possible, including pensions, IRAs, annuities, business equipment, real and tangible property, and high sales value of autos, boats, and personal property. Include only the cash value of life insurance policies. List student loan debt separately from other unsecured notes. Do not get carried away listing all your credit accounts as these actually count against you. A copy of your credit history will be obtained, so it may be best to explain any problems that will show up. You may also be required to produce a copy of your will and statements for any other partnerships or businesses in which you are involved in.
You may be thinking of graduation as a time of relieved stress, but it is busier than you can possibly believe. By preparing now, you will more easily meet future deadlines when opening your chiropractic office.
Scott Jorgenson, D.C., D.A.B.C.O.
Lexington, Kentucky
Continuing to impress the advertising and marketing world, The Foundation for Chiropractic Progress (F4CP) has again been recognized by industry organizations for its excellence in educating consumers on the benefits of chiropractic, this time through social media, newsletters, and demonstrating thought leadership by promoting holistic well-being.
Dr. Louis Sportelli received the Lee-Homewood Chiropractic Heritage Award during the annual conference of the Association for the History of Chiropractic (AHC). During his nearly 60-year career, Dr. Sportelli has embodied the spirit of the award, given to “living individuals who have made outstanding contributions to the chiropractic profession.”
Presently there is no consensus on the best treatment for Achilles tendon rupture; and its management is still controversial. The treatment options are conservative treatment and surgical repair. With either treatment, be it conservative or surgical, Achilles tendon tears necessitate prolonged recovery and rehabilitative management.
| Digital Exclusive